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No, 5c coins are legal tender unless there’s over $5 worth of them.
Also, legal tender is what must be accepted. Someone could still choose to accept a payment that doesn’t count as legal tender, so even if it did work the way you interpreted it as, someone wouldn’t be obligated to refuse any payment over $5 that included a 5c piece. It’s so you can tell someone trying to be a dick with how they pay you to fuck off without losing the amount they pay you, not for fucking with people trying to make a good faith payment.
And besides both of those, electronic payments would still be a way to make that payment in full.
No, 5c coins are legal tender unless there’s over $5 worth of them.
Also, legal tender is what must be accepted. Someone could still choose to accept a payment that doesn’t count as legal tender, so even if it did work the way you interpreted it as, someone wouldn’t be obligated to refuse any payment over $5 that included a 5c piece. It’s so you can tell someone trying to be a dick with how they pay you to fuck off without losing the amount they pay you, not for fucking with people trying to make a good faith payment.
And besides both of those, electronic payments would still be a way to make that payment in full.