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Agreed, a higher paying job only helps up to a point. Being able to save money is the key factor in building wealth. You can’t do it without a good paying job so that’s a must but it doesn’t mean you need to try for a job with 150k+ salary, especially if you hate the job and end up spending a bunch of your money on things that make you happy.
After the point where you are saving over 1k a month the most important thing is learning as much as you can about financial literacy and creating a diverse portfolio of assets.
Agreed, a higher paying job only helps up to a point. Being able to save money is the key factor in building wealth. You can’t do it without a good paying job so that’s a must but it doesn’t mean you need to try for a job with 150k+ salary, especially if you hate the job and end up spending a bunch of your money on things that make you happy.
After the point where you are saving over 1k a month the most important thing is learning as much as you can about financial literacy and creating a diverse portfolio of assets.