• HumanPenguin@feddit.uk
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    3 months ago

    85K Sounds like a huge amount of money. But really it is not life changing for anyone but the poorest in society.

    Financial advice costs money, and no safe investment for 85k is going to return the cash to fund much good advice. Only the very young with that sort of cash are going to be looking for investment advice. Most people with that sort of money are middle income in their 50s. Having gained it from downsizing after children have left.

    • Echo Dot@feddit.uk
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      3 months ago

      Okay so I’ve just asked someone who actually knows, and apparently that’s not how it works in the UK anyway, it’s per Bank, not per owner.

      Anyway I don’t think banks have consolidated all that much in the UK. There is HSBC and then basically everyone else is separate.