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It should. If a 401k is used to purchase common stocks, there’s no reason for the market to differentiate that it’s held by a retirement plan (at least to the best of my knowledge). Even 401k target-date funds are just mutual funds or ETFs, comprised of common stocks. I’d wager a large portion of the 7% not held by the Do Nothing class is from 401Ks and IRAs.
does that include 401ks?
That’s probably how most of the 50% have any stock.
It should. If a 401k is used to purchase common stocks, there’s no reason for the market to differentiate that it’s held by a retirement plan (at least to the best of my knowledge). Even 401k target-date funds are just mutual funds or ETFs, comprised of common stocks. I’d wager a large portion of the 7% not held by the Do Nothing class is from 401Ks and IRAs.
Don’t think it does, roughly half the population still has some retirement savings according to this https://usafacts.org/data-projects/retirement-savings