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You can’t apply exponential growth to the proportion of a total.
Growing from 1% to 2% (a 100% gain) is equally a reduction from 99% to 98%, a 1.01% drop.
Going from 99% to 100% (a 1.01% gain) is equally a reduction from 1% to 0%, an infinite drop.
I posted this in another thread on this article:
You mean 1.01 times gain? As 1.01% mean 1.01/100 = 0.0101