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I know you’re desperate. Do not get credit cards. You can hang on a few more years to be able to have nice things. The argument that you need to start building credit is rationalization. Your friends will love you even if you can’t buy nice gifts. You’re not smarter than every other delusional person who insists they can magically pay back more than they earn. Don’t be stupid.
I know you’re desperate. Do not get credit cards. You can hang on a few more years to be able to have nice things. The argument that you need to start building credit is rationalization. Your friends will love you even if you can’t buy nice gifts. You’re not smarter than every other delusional person who insists they can magically pay back more than they earn. Don’t be stupid.