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Germany: Credit card most of the time, using Apple Pay.
Some places only take girocard (formally EC), a special system in Germany that is cheaper for the vendor and more common, though some modern banks like N26 don’t give out girocards anymore which is why I have another bank account just for this. Super annoying.
Sometimes cash is still the only option, which is why I always carry 20-30 Euros with me just in case. Examples would be the local farm shop where I buy eggs and veggies, some small restaurants and pubs.
Germany: Credit card most of the time, using Apple Pay.
Some places only take girocard (formally EC), a special system in Germany that is cheaper for the vendor and more common, though some modern banks like N26 don’t give out girocards anymore which is why I have another bank account just for this. Super annoying.
Sometimes cash is still the only option, which is why I always carry 20-30 Euros with me just in case. Examples would be the local farm shop where I buy eggs and veggies, some small restaurants and pubs.