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If you have to go into debt to afford something, then by definition, you can’t actually afford it. If I need to buy a car, I buy one with the cash I have available to purchase a car. I don’t rely on a bank to give me money I don’t have to make a purchase that I couldn’t otherwise afford.
If you have to go into debt to afford something, then by definition, you can’t actually afford it. If I need to buy a car, I buy one with the cash I have available to purchase a car. I don’t rely on a bank to give me money I don’t have to make a purchase that I couldn’t otherwise afford.