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A couple decades ago I opted out of overdraft protection for this very reason, so the bank would just reject the charges, and then hit me with a $36 fee anyways. Fucking criminals.
Yup, this is how overdraft protection works at my bank too. Like, what costs money in just saying “transaction declined”? It’s not like the banks owe money to themselves on an OD account.
A couple decades ago I opted out of overdraft protection for this very reason, so the bank would just reject the charges, and then hit me with a $36 fee anyways. Fucking criminals.
Yup, this is how overdraft protection works at my bank too. Like, what costs money in just saying “transaction declined”? It’s not like the banks owe money to themselves on an OD account.