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My mom was on a plan with someone pre-Obamacare where it was obvious their policy was to reject every claim they get. She said she had to dispute every single one before they’d consider paying. Not sure if Obamacare fixed it but she moved over to Kaiser P. which is EXPENSIVE but they do seem to take really good care of you, no questions asked (when you’re in their system, of course).
My mom was on a plan with someone pre-Obamacare where it was obvious their policy was to reject every claim they get. She said she had to dispute every single one before they’d consider paying. Not sure if Obamacare fixed it but she moved over to Kaiser P. which is EXPENSIVE but they do seem to take really good care of you, no questions asked (when you’re in their system, of course).