• joenforcer@midwest.social
    link
    fedilink
    arrow-up
    4
    arrow-down
    2
    ·
    edit-2
    1 year ago

    $100k house

    Oh, you sweet summer child…

    Also, please come back when you understand opportunity cost. I will GLADLY pay anyone a 3% rate to front any amount of money I already have.

    • the_q@lemmy.world
      link
      fedilink
      arrow-up
      3
      ·
      1 year ago

      I used that number for simplicity’s sake since so… so many of you have a hard time putting large numbers into understandable chunks.

      I do understand opportunity cost. My gripe is applying it to shelter to begin with. The whole notion of using shelter as a means for financial gain is absurd. That’s the reason 2008 happened and why housing is unobtainable now.

      I’m glad you have $100k on hand. Most don’t.

        • AlDente@sh.itjust.works
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          1
          ·
          1 year ago

          Payment = rate*(loan amount)/(1-(1+rate)^(-number of payments))

          Rate =.03/12 = 0.0025

          Payment = 0.0025*100000/(1-1.0025^(-360)) Payment = $421.60

          Therefore, $151776 will be paid in total, or $51776 in interest.