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Love the fact you ignored maintenance cost, incidental repairs, house insurance, and all that. Then you proceeded to sneak in that bullshit at the end.
Maintenance is a thing but it’s also not “that” frequent, distributed over the course of multiple years, where something of note probably only occurs during 1 or 2, you save. There are totally scenarios where renting makes sense and there can be financial barriers to entry on onwership, but as a long term gambit, if you can afford it, owning wins.
Love the fact you ignored maintenance cost, incidental repairs, house insurance, and all that. Then you proceeded to sneak in that bullshit at the end.
It’s still quite a bit better than renting. Rents around here cost more than many mortgages.
Don’t forget maintenance!
Maintenance is a thing but it’s also not “that” frequent, distributed over the course of multiple years, where something of note probably only occurs during 1 or 2, you save. There are totally scenarios where renting makes sense and there can be financial barriers to entry on onwership, but as a long term gambit, if you can afford it, owning wins.
Home insurance isn’t required in all states. Usually it is the lender that requires. Of course it’s still a good idea to have it.