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In most European countries you’re innocent unless proven guilty. That means that instead of a credit score, which is 0 by default and you have to prove to everyone that you’re a good boy, we can take any loans straight away. But if a person defaults, then they get a mark in their financial profile and other lenders will be wary.
In most European countries you’re innocent unless proven guilty. That means that instead of a credit score, which is 0 by default and you have to prove to everyone that you’re a good boy, we can take any loans straight away. But if a person defaults, then they get a mark in their financial profile and other lenders will be wary.