• xmunk@sh.itjust.works
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      3 months ago

      Most people who use fidelity use it because their employer matches 401k investments into it… I’m honestly kind of amazed they haven’t dissolved given the rise of better self directed retirement fund options.

      • conciselyverbose@sh.itjust.works
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        3 months ago

        People don’t really want self directed funds.

        One of the biggest ways employers have managed to get people to save properly for retirement was making it opt out and automatically ramping up the withdrawal rate over time. You still don’t have to do so, but most people can’t be bothered thinking about retirement in any way.

        Defaults are a powerful thing.

    • catloaf@lemm.ee
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      3 months ago

      Unless you’re buying individual stocks, or investing in activist funds, you’re going to be putting money towards some kind of shitbaggery.

      • dvlsg@lemmy.world
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        3 months ago

        True, but do you want to be putting your funds with a company that thinks Twitter is a sound investment?