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Or even better, create a public payment infrastructure that isn’t predatory to both merchants and consumers. Finance being a private industry instead of a public service is a part of the problem.
But I agree that that is an example of a good use of fees. “Oh, if you do this thing, it costs more money to service you, so rather than pricing it in for everyone regardless of whether they do it, just charge the difference when it is done.”
Or even better, create a public payment infrastructure that isn’t predatory to both merchants and consumers. Finance being a private industry instead of a public service is a part of the problem.
But I agree that that is an example of a good use of fees. “Oh, if you do this thing, it costs more money to service you, so rather than pricing it in for everyone regardless of whether they do it, just charge the difference when it is done.”