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I’m pretty sure she’d be in the same situation in the US. Assuming the house was jointly owned and she had the ability to buy out her ex-Spouse’s equity or get the whole home in the divorce, there would still be a change of ownership, so she’d need to get a new mortgage solely in her name.
I know I’ve heard of couples splitting up and coming up with creative solutions, like continuing to jointly own the house, but that doesn’t seem to be the case here.
I’m pretty sure she’d be in the same situation in the US. Assuming the house was jointly owned and she had the ability to buy out her ex-Spouse’s equity or get the whole home in the divorce, there would still be a change of ownership, so she’d need to get a new mortgage solely in her name.
I know I’ve heard of couples splitting up and coming up with creative solutions, like continuing to jointly own the house, but that doesn’t seem to be the case here.