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Meanwhile, they invest in the worst markets. If you use a local credit union, your money goes into your community, with some you can vote on banking decisions (I use BECU), and all credit union ATMs are in network, so your fees get refunded.
I agree, I even have a savings account at a local CU. Tbh their dividends on that account have been disappointing. I may look into CDs through the same institution.
Considering I only have a CC through BoA, and I’ve explained how I believe I’m a net negative for them, how am I contributing to their investments? Perhaps they’re selling my data? Or perhaps I’m boosting their numbers by simply having an account? Honest question.
Meanwhile, they invest in the worst markets. If you use a local credit union, your money goes into your community, with some you can vote on banking decisions (I use BECU), and all credit union ATMs are in network, so your fees get refunded.
I agree, I even have a savings account at a local CU. Tbh their dividends on that account have been disappointing. I may look into CDs through the same institution.
Considering I only have a CC through BoA, and I’ve explained how I believe I’m a net negative for them, how am I contributing to their investments? Perhaps they’re selling my data? Or perhaps I’m boosting their numbers by simply having an account? Honest question.